Transparent fees - clarity at last for SMEs

We make it easier for Small to Medium-sized Enterprises (SMEs) to understand banking fees and Foreign Exchange (FX) charges.

SMEs may find it difficult to identify the precise nature and breakdown of charges. We take a different approach. We believe in complete transparency and disclosure of our fees. We always let you know what you pay for.

Complete transparency and disclosure

The same high level of disclosure applies to our FX spreads. International payments and FX transactions are full of hidden costs. Our policy of openness on FX charges gives you the full picture of the exact make-up and scale of charges.

Enhanced transparency for SMEs

If you undertake FX in multiple currencies, you may have little choice but to pay wide spreads that are not always transparent. You may be forced to accept the costs without further explanation.

At BFC Bank we provide cost-effective and transparent corporate banking services to SMEs. We support you with complete openness about margins and FX spreads. We set these fairly to tackle the high transaction costs of international trade.

Cost-effective, innovative services for SMEs

As a recently established bank, we deliver a highly efficient online service, unencumbered by legacy systems and technologies that are expensive to maintain and operate.

As well as competitive pricing for our online services, our innovative, multi-currency account model helps SMEs make payments and manage FX as efficiently and effectively as possible.

With BFC Bank, you enjoy the best of both worlds: banking advantages that are normally the reserve of large, global enterprises combined with the simplicity and flexibility of a start-up company. Our business model delivers substantial cost savings when you undertake international payments through us.

Speak to our Relationship Management team for more information or register your interest to become a client.


Simpler payments for Small to Medium-sized Enterprises (SMEs) and Payment Service Providers (PSPs). We make it straightforward for SMEs and PSPs to make international and UK domestic payments. You can also set up payments you make on a regular basis


Rates & charges

We provide a new way of pricing for Small to Medium-sized Enterprises (SMEs) and Payment Service Providers (PSPs) that is clear, appropriate and fair. We fully disclose all rates and charges.