David Price - CEO & Board Director

David is a highly accomplished CEO with a track record over 30 years of delivering growth for Banks and Technology start-ups. He is currently a Director of the Faster Payments Scheme Limited and has held Non-Executive Director positions with Reliance Bank and The University of Northumbria, where he was also Chairman of the Enterprise Advisory Group.



Keith Watts - General Manager, Wholesale Currency Services Division

Keith is responsible for all the bank’s trading activities. He started the Wholesale Currency Services and related Foreign Exchange business when he joined the bank in 2013. Keith has spent his career as a specialist in Wholesale Currency Services (WCS), having set up similar businesses around the world, for organisations such as Republic National Bank of NY, Citibank, Thomas Cook, Barclays and Bank of Ireland. 


Antonio Gutierrez - Chief Operating Officer

Antonio has over 25 years banking experience. He has held senior posts in Operations, IT and Legal departments. He is a dual-qualified lawyer under English and Spanish law. He is IFQ qualified and set up the Islamic Banking unit for EAB Bank in London. Before that, Antonio was part of the project team that prepared the launch of a new subsidiary for Arab Bank plc in Europe. He was Vice-president at Arab Bank plc in Spain where he was in charge of the IT, Customer Services, Data Protection and Legal departments. He also worked as Head of IT at Westdeutsche Landesbank AG in Spain and for Commerzbank AG.



Gary O'Brien - Head of Compliance and MLRO

Gary is a compliance practitioner with over 25 years experience. He has advised and led regulatory initiatives at major financial institutions. Prior to joining BFC Bank, he held AML related consulting roles at Turing Experts, HSBC, BDO UK, RBS and BT Pension Scheme Management. Before that, Gary was Head of Compliance and MLRO at ABN AMRO Bank and Exane BNP Paribas.



Muj Malik - Chief Financial Officer

Muj is responsible for Finance and Treasury with over 20 years experience in financial services and the banking sector. Before he joined BFC Bank, Muj was CFO at London Business Bank and a senior finance consultant at Deutsche Bank. Prior to this he was Chief Financial Officer at Dexia Bank, with responsibility for strategic alignment of the UK bank to meet the group's objectives after the financial crises of 2008. He spent over ten years in the Banking and Capital Markets team at Deloitte where he worked on a wide range of bank client and advisory assignments. Muj is a fellow of the Institute of Chartered Accountants in England & Wales.




Mark Garrity - Senior Relationship Manager SMEs

Mark has worked in retail and commercial banking for over 35 years in a variety of traditional bank manager roles for Midland Bank and then HSBC. The last 15 years focused in the Commercial and International sectors to support SMEs with turnovers from £5 million upwards. Mark was responsible for credit facilities to international SMEs and bespoke products to help clients achieve their goals.
Mark chose BFC Bank as, while the media titled it a 'Challenger Bank', it is in fact much more.

"BFC Bank is totally committed to openness and honesty with its clients. It is committed to a high level service experience with a London-based support team and easily contactable, dedicated Relationship Managers. We have a real desire to ensure that we meet client expectations.

BFC Bank's products have been well thought out; they are essential for today's international business environment and are easy for our clients to understand.

A role with a new bank coming to market has challenges. However, with the changes we see in banking and related technology, the future for BFC Bank looks very promising. I am excited to be part of it."

Specialist services designed for SMEs

Small to Medium-sized Enterprises (SMEs) in the UK face many challenges. We understand the need to keep overheads low, manage cash flow and develop the right import-export strategies. We have designed specialised services to help SMEs meet these challenges.


How we help PSPs

Foreign Exchange (FX) and more for Payment Service Providers (PSPs). Throughout our 100 year history, we have strived to provide the most cost-effective FX. We help PSPs become more competitive in international business through our clearly priced online bank services.